Tri County Community Action is a certified Pennsylvania Housing Finance Agency (PHFA) provider and we have two seasoned and certified Housing Counselors who provide assistance and services in:
HOMEBUYER & PRE-PURCHASE COUNSELING
AND LENDING BASICS
Our housing counselors can assist clients who have have received an Act 91 foreclosure notice in completing required paperwork to quality for mortgage assistance thus enabling the homeowner to remain in their property and prevent foreclosure.
Through the Self Determination Housing Project, we are trained and facilitate the Prepared Renter Education Program (PREP) to prepare potential and current renters with the tools they need to be successful renters. We are also a PHFA certified Home Emergency Mortgage Assistance Program (HEMAP) site.
We continue to expand the Housing Counseling program to include activities such as Credit Repair Counseling and Housing Case Management; targeted at individuals who have attempted to purchase a home, but were rejected by a lending institution because of a low credit score or credit issues, or those who do not have a credit score high enough to quality for an affordable mortgage. This enhancement to the programming includes providing Credit Repair workshops to interested groups and individuals.
We also offer a PHFA Certified mortgage intervention specialist who works one-on-one with homeowners in mortgage delinquency and facing potential foreclosure. The Housing Counselor targets his/her approach to negotiations with lenders and one-on-one budget counseling. The direct post-purchase counseling program can also provide classes on home maintenance, budgeting and financial management.
For more information on an upcoming class or to speak with a housing counselor call us at 717.232.9757